Skip to main content

Positive Pay

 Section Menu

VIRTUAL INSURANCE POLICY

We like to think of Positive Pay as a virtual insurance policy against fraud. We know business owners are concerned about the security of their finances and Positive Pay will be there to catch everything you don't authorize. You could review every item that clears your account, or you can let Positive Pay do that for you. That way, you can focus more on what matters to you: running your business.

AUTOMATIC NOTIFICATIONS

Any time a transaction doesn't meet your list of verified checks or ACH transactions, your business is notified by 7 AM via email. We send out a 9 AM reminder if transactions are still awaiting review. If you receive no emails, then you have no transactions to review. In short, Positive Pay not only monitors you account, but it notifies you when something needs your attention.

PROACTIVE MONITORING

Our tellers typically cash 700-900 checks every month. That's about 175-225 per week. If your account has Positive Pay, we verify every single check that comes through. If we catch a fraudster in the act, we confiscate the check and contact you immediately.

QUICK & EASY RETURNS

We deal with returned and unauthorized items almost every day. We're the professionals. Once we see a transaction marked for return, we'll handle it quickly and easily, walking you through every step of the process.

Back to Top