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Teen Checking & Debit Card

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Teen checking account

Teen Checking Account

First National Bank offers several choices of checking accounts. Simple Cash Back is the most popular with teens and their parent/guardian. It's preferred because it's a simple, worry-free account that can reward teens for using their debit card to make purchases. No minimum balance. No monthly fees. Free online statements. Joint teen/parent checking accounts can be opened at age 13 and continue until the teen becomes 18, at which time they can have their own account without a parent on it. Teen accounts must be opened in-person at the bank with the teen and adult present. 

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Debit card

Debit Card

With their parent's approval, teens can also get a debit card when they open a checking account. Debit cards are the safe, secure, and best way for parents to help teens manage and save money. Debit cards come with the Card Management tool so teens and parents can monitor all debit card transactions and store their debit card electronically in a digital wallet that can be used to make purchases or transfer funds. 

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Alerts and Notifications

Alerts & Notifications

All checking accounts come with a feature called "Alerts & Notifications." Once you set up which alerts you want to receive, it will automatically text you or send you an email when you make deposits and withdrawals or other bank transactions, that way you can know that the activity is yours and not that of a fraudster. You can also set up an alert to let you know when your checking account balance is running low so that you can put more money in the account. Both teen and parent can receive the alerts. 

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Card Management

Card Management

Card Management is another feature that comes with your teen checking account and is part of Online Banking and the FNB Mobile banking app. Card Management monitors your debit card 24/7 for any activity. You can receive notifications each time the card is used and know where it was used. You can also limit where the debit card can be used. For instance, if parents don't want their teens shopping online using retailers like Amazon, Best Buy, or Target, you can block transactions from these types of stores. 

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Goal Builder

Goal Builder

Teen checking accounts also come with Goal Builder. With this tool teens can set personal savings goals for things like a rainy day, college, a car, or even a special vacation trip. By putting some of your checking account funds each month into your Kids First Savings Account, you begin to save for what's important to you. Use Goal Builder to track how close you are too reaching your goals.  

FNB Vault

Financial Literacy

Financial literacy involves learning about budgeting, savings, investing, borrowing money, and managing debt. Financial literacy empowers you to use money wisely and plan for the future. First National Bank offers KA$H WIRED to youth ages 13-17, which is a FREE, online educational resource through the FNB Vault. This site offers teens digital comic books and printable worksheets to test their knowledge, several online games about everyday financial topics, savings and interest calculators, and even The Uber Game, that lets teens play the role of an Uber driver who is working in the gig economy to pay for their house.  


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