Positive Pay
Help protect your business against check & ACH fraud
Positive Pay helps protect your business accounts by identifying check and ACH transactions that may be unauthorized. When a transaction requires your attention, you can review it and determine whether it should be paid or returned.
Greater Control Over Account Activity
Positive Pay gives your business an added layer of fraud protection with tools that make it easier to identify and respond to suspicious activity.
- Receive email alerts when transactions require review
- View check images, ACH details, and reconciliation reports
- Make pay or return decisions digitally
How Positive Pay Works
Check Positive Pay
When you issue checks, you provide the check details through Positive Pay. As checks are presented for payment, the service compares them against the information you've provided. If the details don't match, you'll be notified so you can review the check and make a pay or return decision.
Checks presented for cashing at a First National Bank location can also be verified against Positive Pay information.
ACH Positive Pay
Set filters to identify the ACH transactions authorized to clear your account. Transactions that don't meet your established criteria are flagged for review, allowing you to make a pay or return decision.
Ready to Add Positive Pay?
Our team can answer your questions and help you get started with Positive Pay.
