First National Bank

Personal Savings & CDs

Savings for every goal

Whether you're building an emergency fund, saving for a home, planning for retirement, or preparing for future expenses, First National Bank offers savings solutions designed to help you reach your goals. Our local team can help you choose the account that fits your needs today and supports your plans for tomorrow.

Ready to Start Saving?

Opening a savings account is simple. Open your account online or visit your nearest First National Bank location. If you're not sure which account is right for you, we're here to help.

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Find the Right Savings Solution

No matter what you're saving for, First National Bank has an account designed to help you make progress toward your financial goals.

Standard Savings

A simple way to save while earning interest

  • Interest compounds quarterly
  • Minimum balance required
  • Easy digital banking access to transfers

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Money Market

A smart choice for accessible savings

  • Tiered interest rates
  • Interest compounds monthly 
  • Minimum balance required

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Celebration Savings

A savings account built for special moments

  • Interest compounds monthly
  • Funds disbursed annually 
  • Monthly automatic transfers required

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Savings for Kids and Future Education

Start building good financial habits early or save for future education expenses.

Kids First Savings

Greenlight

Coverdell Education Savings Account (ESA)

Savings for Major Life Goals

Save with purpose for milestones and long-term financial plans.

Health Savings Account (HSA)

Individual Retirement Accounts (IRAs)

First-Time Homebuyer Savings

 

CDs

Earn a guaranteed rate by setting money aside for a specific period.

Certificates of Deposit (CDs)

 

 

Additional Services

Manage your accounts, move money, pay bills, and bank on the go.

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Make everyday purchases and access your money with a First National Bank debit card.

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Help cover transactions when your checking account balance is too low with available overdraft protection options.

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Explore personal credit card options for everyday purchases, larger expenses and added purchasing flexibility.

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Keep important documents and valuables secure in the bank.

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Access three years of account statements securely whenever you need them. 
Get started today: Log in to online or mobile banking, select Statements, then review and accept the disclosure.

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Get assistance with eligible documents and transactions that require notary or Medallion Signature Guarantee services.

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Make saving automatic with recurring transfers from your checking account to an eligible savings account.

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Send funds securely with domestic and international wire transfer services.

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Planning for Your Financial Future

Whether you're saving for a child's education, your first home, retirement, healthcare expenses, or simply building financial security, First National Bank offers savings options designed to support every stage of life. Our experienced bankers are here to answer your questions and help you choose the solution that aligns with your goals.

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