Safe Deposit Box FAQs

Find answers to common questions about renting, accessing and managing a First National Bank safe deposit box.

What do I need to rent a First National Bank safe deposit box?
To rent a First National Bank safe deposit box, you must have a First National Bank checking or savings account and provide the identification information required by the bank. This includes legal name, address, date of birth, Social Security or Tax Identification Number and unexpired government-issued photo identification.

How long is a First National Bank safe deposit box rental term?
A First National Bank safe deposit box rental is for a one-year term, with annual rent paid in advance. The lease renews annually unless the renter or the bank terminates the agreement.

When can I access my First National Bank safe deposit box?
You can access a First National Bank safe deposit box during normal branch hours, including Saturday at locations where the branch lobby is open, except on Federal holidays.

Can I share my First National Bank safe deposit box or add another renter?
Yes. A First National Bank safe deposit box may be rented in the names of two or more people, and each authorized renter may access the box individually. If you want to add a renter after the original rental agreement is in place, all required renters must visit the box location, sign a new agreement and provide the identification information required by the bank.

How many keys will I receive for my First National Bank safe deposit box?
First National Bank provides two keys for a rented safe deposit box. Keys may not be duplicated or given to an unauthorized person, and the bank should be notified immediately if a key is lost or stolen.

What items cannot be stored in a First National Bank safe deposit box?
First National Bank prohibits using a safe deposit box for unlawful purposes or for items considered dangerous or a security risk. The rental agreement should be treated as the authoritative source for the complete list of prohibited items.

Can I authorize another person to access my First National Bank safe deposit box?
Yes. You may decide to appoint someone to act for you as your agent or attorney-in-fact (AIF) under a power of attorney. As permitted by law, a renter may also appoint an agent, deuty or fiduciary to have access to or surenr the box.

How do I close my First National Bank safe deposit box?
To close a First National Bank safe deposit box, remove all contents, return all keys and sign the documents required by the bank to surrender the box.

What should I do if I lose a safe deposit box key?
Notify First National Bank immediately if a safe deposit box key is lost or stolen. Bring the remaining key to the bank so the lock can be changed in your presence. If both keys are lost and the box must be drilled by a locksmith, the renter is responsible for the related expense.