ID TheftSmart
Identity theft protection with expert support when you need it
ID TheftSmart™, powered by Kroll®, helps protect your personal information and provides professional assistance if your identity is ever compromised. Choose the level of protection that best fits your needs and gain peace of mind knowing expert support is available when you need it.
Is ID TheftSmart™ Right for You?
ID TheftSmart™ may be a good fit if you
- Want added protection against identity theft and fraud
- Would like expert guidance if your identity is compromised
- Want help monitoring your credit activity
- Value ongoing support from identity restoration specialists
Choose Your Level of Protection
| ID Theft Restoration | Credit Monitoring |
|---|---|
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Provides expert support to help restore your identity if your personal information is compromised. |
Includes all ID Theft Restoration services, plus ongoing credit monitoring and alerts. |
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Includes:
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Additional features include:
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| $4 per household per month. | $8 per person per month. |
Why First National Bank?
Protecting your financial information is important. First National Bank offers ID TheftSmart™ to help you proactively safeguard your identity and provide trusted support if fraud occurs.
Enroll Today
Ready to add an extra layer of protection? Apply online, contact a banker, or visit one of our locations to enroll in ID TheftSmart™ .
Additional Resources
If you believe you've been the victim of identity theft or would like more information about protecting your personal information, explore our fraud prevention resources or contact a First National Bank banker for assistance.
Disclosures and Acknowledgement
Kroll is a provider of services and digital products related to valuation, governance, risk and transparency. They work with clients across diverse sectors in the areas of valuation, expert services, investigations, cyber security, corporate finance, restructuring, legal and business solutions, data analytics and regulatory compliance. Kroll also helps clients that have been impacted by a data security incident. Kroll provides notification and call center services, identity theft restoration and consultation, and credit and identity monitoring services directly to consumers on behalf of our clients. The firm has over 5,000 professionals, serving clients in 140 countries across 6 continents. For more information, visit www.kroll.com.
First National Bank and its employees, agents, or any of its affiliated or related organizations disclaims all express or implied warranties or representations of any kind or nature whatsoever of its merchantability of ID TheftSmart Consultation/Restoration program provided by Kroll. Enrolled members specifically agree, on your behalf and on behalf of your heirs, executors and assigns, not to bring any legal action in any federal or state court or other court of law or equity against First National Bank or any of its affiliated or related organization under any theory of liability and further agree to indemnify and hold First National Bank and its affiliated or related organization harmless. These Terms and Conditions and your access to, use and browsing of the credit-monitoring site are governed by Iowa law without regard to its conflict of law provisions.
You may request to cancel your membership at any time in person, by phone, or in writing to First National Bank; requests will be processed upon receipt of a signed and dated cancellation form. Cancellation requests received within 2 business days of your monthly membership fee being assessed, will still be charged the monthly membership fee, and monitoring services will continue until the last day of that month.
First National Bank may cancel your membership at any time due to non-payment. We will provide you with notification prior to cancellation.
With any enrollment in a credit monitoring program the authentication of your identity is required before any alerts can be sent. Applicants are enrolling as an individual and any other person related or affiliated to them must complete a separate enrollment.
At the time of enrollment, customers will determine which First National Bank checking account will be debited on a monthly basis for enrollment in the ID TheftSmart services selected.
