Interest Rewards
A rewarding account built around everyday spending
Make your everyday banking work harder for you. Interest Rewards lets you earn a special interest rate when you bank electronically, use your debit card regularly, and meet a few simple monthly qualifications
Is This Account Right for You?
Interest Rewards is a great choice if you
- Want to earn a competitive interest rate on your checking balance
- Use direct deposit or automatic payments
- Make everyday purchases with your debit card
- Prefer managing your finances through digital banking
Benefits & Features
Earn more from your everyday banking
Benefits
- Earn a special interest rate when you meet simple monthly qualifications
- Enjoy no monthly maintenance fee and no minimum balance requirement
- Access your accounts anytime with secure online and mobile banking
Features
- Interest Rewards Special Rate of 4.06% Annual Percentage Yield1 (APY) on balances up to $15,000 during each statement cycle when you meet the following qualifications2 :
- One direct deposit or one automatic withdrawal monthly; and
- Use your debit card 25 times per statement cycle to make purchases
- Free online statements3
Why First National Bank?
Banking that's personal
At First National Bank, you'll find more than a checking account. You'll find a local banking partner committed to helping you manage your money with confidence. We combine modern banking technology with friendly, personalized service, giving you the convenience you expect with the service you deserve.
Ready to Earn More on Your Checking?
Open an Interest Rewards account and start earning more from your everyday banking. Whether you apply online or visit your nearest First National Bank location, our team is here to help you get started.
Must be an Iowa resident to open an account online. If you are a non-resident who is planning to move to Iowa, complete this form and we will assist you in opening your account.
1Interest rates and Annual Percentage Yields (APYs) are subject to change. Current rates are available on our Interest Rates page.
2Balances above $15,000 receive the Interest Rewards Market rate. If you don't meet the qualifications necessary to receive the Interest Rewards Special Rate, you will still receive the Interest Rewards Base Rate.
3 Paper statements available for $5/month.
