Credit Card
Earn more from your everyday purchases
From groceries and gas to dining out, your everyday purchases can earn valuable rewards. First National Bank partners with UMB Bank to offer the Simply Rewards Visa® Credit Card that combines rewarding benefits with the convenience and security you expect, making it an easy choice for everyday spending.
Is the Simply Rewards Visa® Credit Card Right for You?
The Simply Rewards Visa® Credit Card may be a great fit if you
- Want to earn rewards on your everyday purchases
- Prefer a credit card with no annual fee
- Like the convenience of using one card for your daily spending
- Value secure payments and easy online account management
Benefits & Features
- Earn 3X points on eligible purchases at restaurants, grocery stores, gas stations, and discount stores
- Earn 1X point on all other eligible purchases
- No annual fee
- Redeem points for travel, gift cards, merchandise, statement credits, and more
- Manage your account online, make payments, and view transactions
- Enjoy Visa security features, including Zero Liability protection2 and contactless payment technology
Why First National Bank?
The Simply Rewards Visa® Credit Card gives you a rewarding way to pay for everyday purchases while enjoying the local service you've come to expect from First National Bank. Whether you're running errands or planning your next trip, you'll have a card that's designed to fit your lifestyle.
Ready to start earning rewards?
Apply online today to see if the Simply Rewards Visa® Credit Card is right for you. First National Bank customers are welcome to submit a credit card application online. UMB determines creditworthiness and issues the cards.1
Cardholder Self-Service Contacts
Rewards Points (see how many points you've earned or redeem your rewards)
Customer Service: Call 1-800-821-5184
1Required credit score: Good/Excellent. Credit Score ranges are based on FICO credit scoring. This is just one scoring method and credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
2Some of these benefits are provided by Visa. Certain limitations, exceptions, and restrictions may apply to these Visa benefits.
