Health Savings Account (HSA)
A simple way to save for healthcare expenses
Prepare for current and future healthcare expenses with an Health Savings Account (HSA). If you're enrolled in a qualified high-deductible health plan, an HSA provides a tax-advantaged way to save for eligible medical expenses while earning interest on your balance.
Is a Health Savings Account Right for You?
An HSA may be a great choice if you
- Are enrolled in a qualified high-deductible health plan
- Want to save for current and future medical expenses
- Want convenient access to your healthcare funds
Benefits & Features
Save for your health. Plan for your future.
Benefits
- Save for qualified medical expenses with potential tax advantages1
- Keep unused funds year after year
- Earn interest on your balance while keeping funds available when you need them
- Manage healthcare expenses with convenient digital banking and debit card access
Features
- Includes an HSA checking account with an HSA Mastercard® debit card
- No setup fee, no annual fee, and no monthly maintenance fee with a $500 minimum balance2
- Tiered interest rates with current rates available on our Interest Rates page
- Interest compounded monthly
- $10 minimum opening deposit
Why First National Bank?
Banking that's personal
Managing healthcare expenses is an important part of your financial well-being. At First National Bank, we make it easy to access your HSA while providing the personalized service and convenient banking tools you expect from your local community bank.
Ready to Open Your HSA?
Start saving for qualified healthcare expenses with an Health Savings Account from First National Bank. Our team is here to help you determine if an HSA is the right fit for your financial needs.
1Health Savings Accounts are available to individuals who meet IRS eligibility requirements, including enrollment in a qualified high-deductible health plan. Consult your tax advisor regarding HSA eligibility and tax benefits.
2A $5 monthly maintenance fee applies if the account balance falls below $500.
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