Kids First Savings
A savings account for young savers
Help your child build a strong financial foundation with a savings account designed just for young savers. Kids First Savings encourages good saving habits by rewarding regular deposits while providing a simple way to learn about managing money.
Is Kids First Savings Right for You?
Kids First Savings is a great choice if you
- Have a child under age 18 who is ready to start saving
- Want to encourage regular saving habits from an early age
- Are looking for a simple, low-cost savings account
- Want to teach the value of setting money aside for future goals
Benefits & Features
A great start for lifelong saving
Benefits
- Encourage healthy saving habits with rewards for making deposits
- Watch savings grow with interest that compounds quarterly
Features
- Tiered interest rates with current rates available on our Interest Rates page
- Available for children and teens under age 18
- Earn prizes for making qualifying deposits
- Piggy bank provided at account opening
- Interest compounds quarterly
- No minimum balance
- No monthly maintenance fee
- Activity fee: $0.50 per withdrawal in excess of three per month1
- The account must be opened jointly with an adult at a First National Bank branch
Why First National Bank?
Banking that's personal
At First National Bank, we believe it's never too early to learn smart money habits. Kids First Savings gives young savers the opportunity to build confidence with money while families receive the personalized service and support of a trusted community bank.
Ready to Help Your Child Start Saving?
Open a Kids First Savings account and help your child begin building financial confidence one deposit at a time. Visit your nearest First National Bank location to get started.
Must be an Iowa resident to apply. If you are a non-resident who is planning to move to Iowa, complete this form and we will assist you in opening your account.
1Debits include checks, ATM withdrawals, automatic payments and in-person withdrawals.
