Money Market
A smart choice for accessible savings
Grow your savings while maintaining convenient access to your funds. A Money Market Account offers tiered interest rates and flexible access, making it a smart choice for larger balances and short- to medium-term savings goals.
Is a Money Market Account Right for You?
A Money Market account is a great choice if you
- Want to earn more on higher savings balances
- Need the flexibility to access your money when needed
- Are saving for a major purchase or future goal
- Can maintain a minimum balance to avoid monthly fees
Benefits & Features
Earn more while keeping your savings accessible
Benefits
- Earn competitive, tiered interest rates as your balance grows
- Enjoy convenient access to your funds when you need them
- Save with confidence at your trusted local community bank
Features
- Tiered interest rates with current rates available on our Interest Rates page
- Interest compounds monthly
- $1,000 minimum balance1
- Checks are available upon request.
Why First National Bank?
Banking that's personal
At First National Bank, we're committed to helping you make the most of your money. Whether you're saving for the future or managing larger balances, you'll benefit from competitive savings solutions backed by personalized service and local decision-making.
Ready to Grow Your Savings?
Open a Money Market Account and start earning more while keeping your savings within reach. Our team is ready to help you choose the account that best fits your financial goals.
Must be an Iowa resident to apply. If you are a non-resident who is planning to move to Iowa, complete this form and we will assist you in opening your account.
1A $5 monthly maintenance fee applies if the balance falls below $1,000. If the balance falls below $1,000, a $0.15 fee applies to each debit transaction.
