Standard Savings
A simple way to save
Build your savings with a straightforward account designed to help you reach your financial goals. Standard Savings offers a simple way to save while earning interest, whether you're building an emergency fund or planning for the future.
Is Standard Savings Right for You?
Standard Savings is a great choice if you
- Want a simple account for everyday saving
- Are building an emergency fund or saving toward a goal
- Want to earn interest on your savings
- Can maintain a minimum balance to avoid a monthly fee
Benefits & Features
Save with confidence
Benefits
- Grow your savings with interest that compounds quarterly
- Set money aside for short- or long-term financial goals
- Enjoy the security of saving with a trusted community bank
- Easily access your funds when you need them
Features
- Tiered interest rates with current rates available on our Interest Rates page
- Interest compounds quarterly
- $300 minimum balance1
- A $0.50 activity fee applies to each withdrawal over three per month
Why First National Bank?
Banking that's personal
At First National Bank, we're committed to helping you build a stronger financial future. Whether you're just getting started or growing your savings over time, you'll receive personalized service and dependable banking solutions from a team you know and trust.
Ready to Start Saving?
Open a Standard Savings account and take the next step toward reaching your financial goals. Our team is here to help you get started.
Must be an Iowa resident to apply. If you are a non-resident who is planning to move to Iowa, complete this form and we will assist you in opening your account.
1Monthly maintenance fee: $3.00, if balance falls below $300
