Private Banking Services
Exclusive banking services designed around you
As a First Point Private Banking client, you'll enjoy a personalized banking experience with exclusive services designed to simplify your financial life.
Relationship Checking Benefits
Enjoy added checking benefits designed to help you get more from your First Point banking relationship
- No minimum balance requirements on First National Bank Relationship Checking accounts
- Special interest rate on balances up to $30,000 with Interest Rewards Checking, compared to the standard $15,000 limit
Preferred Banking Services
Enjoy complimentary services that make everyday banking easier, including
- Complimentary First Point checks for your personal checking account
- One complimentary outgoing domestic wire transfer per statement cycle
- No foreign currency exchange fees for international transactions
- No fees for cashier's checks
- ATM surcharge refunds up to $20 per statement cycle
- Specialized First Point debit card with customized higher limits available
Savings & Lending Services
Take advantage of preferred pricing and relationship discounts designed to help you reach your financial goals
- Preferred Certificate of Deposit rates
- 0.15% rate increase on qualifying CDs
- 0.25% rate increase on CDs of $100,000 or greater
- $200 discount on eligible mortgage loan closing costs
- $100 discount on eligible home equity loan or line of credit closing costs
Additional Relationship Benefits
Your First Point relationship also includes benefits that provide added convenience and access to specialized financial guidance
- Complimentary 3x5 safe deposit box or equivalent discount on a larger box
- Complimentary financial plan review
- Access to the First Point rewards credit card, subject to credit approval
Why First Point Private Banking?
First Point Private Banking is built on the personalized service and trusted relationships that have defined First National Bank for generations
When you bank with us, you'll benefit from
- A dedicated Private Banker who serves as your single point of contact
- Local decision making and responsive service
- Access to experienced banking, lending, wealth management, and trust professionals
- Banking solutions tailored to your financial goals
- The strength, stability, and personalized service of a trusted community bank
Qualification Requirements
First Point Private Banking is available to qualified First National Bank clients who maintain a primary household checking relationship and meet one of the following qualifications:
- $75,000 average daily deposit balance, including checking, savings, money market, IRAs, and CDs
- $150,000 annual household income
- $300,000 in investable assets with First Point Wealth Management or Financial Management & Trust Services
If you're unsure whether you qualify, our Private Banking team would be happy to discuss your options.
Ready to Experience Private Banking?
Whether you're looking for personalized banking, comprehensive financial guidance, or exclusive relationship benefits, First Point Private Banking is here to help. Connect with a dedicated Private Banker to learn how a personalized banking relationship can support your financial goals.
Important Information
Benefits are available to qualified First Point Private Banking clients and are subject to eligibility requirements. Mortgage and home equity loan discounts apply to eligible loans. Preferred Certificate of Deposit rates and other relationship benefits are subject to current program terms and may change without notice. Credit card products are subject to credit approval.
