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Clover Point-of-Sale (POS) Systems

Simplify Your Business Operations with Clover®

Owning a business can be demanding -- from tracking inventory and supervising employees to taking orders and everything in between. That's why First National Bank has teamed up with Clover. Clover can help simplify your operations with an all-in-one payment processing system and business management solution tailored to meet the unique needs of restaurants, retailers, and services businesses. 

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What's Clover?

Clover mobileClover is the largest U.S. cloud-based, all-in-one, point-of-sale (POS) platform. With one system, you can accept credit, debit, and digital wallet payments from your customers (including Apple Pay®, Google Pay™, and Samsung Pay) and get access to apps to help you manage your business.

Customers can choose from a variety of POS devices and accessories. With Clover, you can take payments practically anywhere - in-person, curbside, tableside, by phone, or online through a virtual terminal and e-invoicing. 

Clover products come with the latest security features to help protect your business and your customers and are designed to work together or on their own. 


What Types of Businesses Use Clover? 

Clover POSThe short answer is all kinds of businesses can use Clover. However, Clover is especially ideal for: 

  • Full-service dining
  • Quick-service dining
  • Retail stores
  • Personal services
  • Professional services
  • Home and field services

For Restaurants

For Any Retail Business


Clover's Solutions

Clover offers a number of different solutions to meet your business needs. Choose the plan that best aligns with the way you do business. 

  • Management toolPoint of sale system. Track sales, accept payments, and more with Clover's all-in-one system
  • Payment processing. Accept popular forms of payment quickly and securely
  • Hardware devices. Sell in-person with Clover's fast and powerful point-of-sale devices
  • Online selling. Take your business online with eCommerce and restaurant online ordering solutions
  • Invoicing. Send professional invoices and accept online payment to get paid faster
  • Virtual Terminal. Manage your business and accept payments even when you're on the go
  • Tracking and reporting. Get real-time insights and sales trends to keep track of your business
  • Inventory management. Streamline operations, build menus, and oversee inventory with a single system
  • Cash flow. Take control of your sales and access to your funds in minutes
  • Customer engagement. Understand, engage, and delight your customers with built-in tools
  • Employee management. Schedule staff and manage payroll efficiently from one integrated system
  • Customer loyalty. Create loyalty programs to help keep customers coming back and driving sales
  • Gift cards. Drive sales, create loyalty, get new customers with digital and physical gift cards
  • Clover Capital. Turn future credit card sales into working capital with flexible financing
  • Apps & integrations. Extend your Clover system to do even more with best-in-class apps

Everything Works Together

Clover POS devices work independently or together, powered by a cloud-based system that puts everything you need to run your business at your fingertips. Together with your Clover business consultant, we will work with you to find the right-size solution for your type of business. 


Clover handheld

Clover Go: Handheld payments on the go


14 inch display

Clover Station Solo


POS for both sides of the counter

Clover Station Duo: Powerful POS for both sides of the counter


Mobile payments

Clover Flex: Fast and simple mobile payments


Compact Package

Complete POS in one compact package


Ready to Learn More or Get Started Today? 

Partner with First National Bank for your payment processing and POS solutions. A representative from First National Bank and a Clover business consultant will help find the right system for your business.

Contact First National Bank to learn more or get started. 

Get Started 


First National Bank does not provide, and is not responsible for third-party software or applications, including those offered by Clover. Clover software, applications, and other third-party applications that may be available through Clover or in the App Market are subject to the terms and conditions of the developer and may include additional fees subject to change at any time. Software and App Market application fees are disclosed in the Clover App Market or your Clover dashboard and are in addition to the fees within your agreement with us. 

You may settle your Merchant Services funds to an account at the financial institution of your preference. When you use a First National Bank account for settlement or other Merchant Services purposes, you must use a First National Bank business deposit account. 

Deposit products offered by First National Bank. Member FDIC. 

Merchant services provided by Clover are not deposit products, and its services are not guaranteed or insured by the FDIC or any other governmental agency. 

© 2022 Clover Network, LLC. The Clover name, logo and related trademarks are owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Merchant services are provided by are provided by Clover affiliate First Data Merchant Services LLC. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

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