Checking For Teens
Help your teen build good banking habits
As your teen becomes more independent, you can help them learn how to use a checking account with confidence. First National Bank offers joint checking accounts for teens ages 13 through 17, giving you a way to stay involved while your teen gains experience using a debit card, monitoring their account, and making every day financial decisions.
A checking account for growing independence
Simple Cash Back is a popular checking option for teens and their parents or guardians. It keeps everyday banking simple while giving your teen access to the tools they need to start banking with your support. Learn about Simple Cash Back
- No minimum balance or monthly maintenance fee
- Cash back on qualifying debit card purchases
- Online statements included
When your teen turns 18, they can transition to an account without a parent or guardian as a joint owner.
Tools to Help You Stay Involved
Teen checking includes digital banking tools that can help your teen learn responsible banking habits while giving you greater visibility and control.
Debit Card &
Card Management
With your approval, your teen can receive a debit card for everyday purchases. Card Management allows you to monitor debit card activity, receive transaction notifications, and manage where the card can be used.
Alerts &
Notifications
Set customizable text or email alerts to stay informed about transactions, account activity, and low balances. Both you and your teen can receive alerts, making it easier to keep an eye on the account together.
Saving &
Digital Payments
Transfers can help your teen meet savings goals, while eligible debit cards can be added to supported digital wallets for convenient purchases. These tools provide responsible use of digital payments.
Special Offer
Get a $25 Bonus! Open a new Simple Cash Back checking account for your teen and receive a $25 deposit bonus after meeting the offer requirements. Use promotional code TEEN13 when applying online or mention the code when opening the account at a First National Bank location.
To qualify:
- Open a First National Bank minor checking account
- Deposit a minimum of $10 into the account
- Meet all promotional requirements1
Ready to Help Your Teen Get Started?
Give your teen real-world banking experience while you stay involved along the way. Open a joint checking account online or visit First National Bank for help getting started.
1To qualify for the $25 bonus: (1) Open a new Simple Cash Back minor checking account; (2) Deposit a minimum of $10 into the account. The $25 bonus will be deposited into the account within 30 days after all requirements are met. Accounts are non-interest-bearing. No minimum deposit to open. The bonus may be reported as interest income on IRS Form 1099-INT. Offer limited to one per household. First National Bank employees are not eligible. Bank reserves the right to modify or withdraw this offer at any time.
