First National Bank

Simple Cash Back

Man relaxes at home while using a smartphone and holding a payment card.

Simple everyday checking with rewards

Get rewarded for everyday spending with a checking account that's easy to use and easy to manage. Simple Cash Back offers cash back on qualifying debit card purchases with no monthly maintenance fee and no minimum balance requirement.

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Is This Account Right for You?

Simple Cash Back is a great choice if you

  • Want a checking account with no monthly maintenance fees
  • Use your debit card for everyday purchases
  • Want convenient access to your accounts anytime, anywhere
  • Are looking to open an account for your teenager (age 13-17) Learn more

Benefits & Features

Simple Rewards. Everyday Convenience.

Benefits

  • Earn cash back on the debit card purchases you make every day
  • Enjoy worry-free banking with no monthly maintenance fee and no minimum balance requirement
  • Bank securely anytime with Online and Mobile Banking

Features

  • Receive $0.10 Cash Back each time you use your debit card to make a purchase1
  • Includes a First National Bank debit card for everyday purchases
  • Free online statements1

Why First National Bank?

Banking that's personal

At First National Bank, you'll find more than a checking account. You'll find a local banking partner committed to helping you manage your money with confidence. We combine modern banking technology with friendly, personalized service, giving you the convenience you expect with the service you deserve.


Ready to Start Earning Cash Back?

Open your Simple Cash Back Checking account today and start earning rewards on the purchases you already make. Whether you apply online or visit your nearest First National Bank location, our team is here to help you get started.

Open an Account

Contact a Banker

Must be an Iowa resident to open an account online. If you are a non-resident who is planning to move to Iowa, complete this form and we will assist you in opening your account. 


1Up to $5 per statement cycle per account.

2 Paper statements available for $5/month.

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