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Contact a Commercial Lending Expert

 Commercial Lending Services that Put You First

At First National Bank, our commercial lenders work hard building long-lasting, trusted relationships with their customers. They take the time to understand your business' unique financial needs so they can recommend the best loan product or business service to help you succeed. 

Local Lending Decisions

When you’re applying for a commercial loan, you want answers right away so you can move forward in funding your next project. At First National Bank, our local decision-making process allows for timely answers and quick turnarounds on your loan requests.

Flexible Financing Options

Our commercial lenders work with many different types of businesses (small to large) --- sole proprietors, partnerships, limited liability companies, corporations, commercial real estate developers, home builders, investors, manufacturers, wholesalers, agricultural businesses, farmers, small businesses, and more. 

Commercial Lending 1

Commercial Lending 2

Whatever your business financial needs, we can work with you to create a loan solution that brings the vision for your business to life.  

  • Commercial Construction Loans
  • Home Builder Construction Financing
  • Commercial Real Estate Term Loans
  • Business Lines of Credit
  • Commercial Equipment Loans
  • Business Vehicle Loans
  • Small Business Administration (SBA) Loans
  • Ag Operating Loans and Lines of Credit
  • Agricultural Real Estate Loans
  • Ag Machinery and Equipment Loans
  • Livestock Loans

Complete Financial Services

In addition to commercial loans, First National Bank offers a complete line of business banking services to help you manage the day-to-day financial needs of your business. 

Commercial Lending Experts

Our commercial lending teams in Ames, Ankeny, Osceola, and West Des Moines are focused on understanding your financial needs and providing financial solutions tailored to those needs. 

At First National Bank, our lending experts are responsive, easy to work, and have faster turn-around times because of our local loan decision-making process. Meet our lenders below. 

We're ready to help! Let us fund your next project. 

To schedule an appointment to discuss your business' financial needs, call or email one of the commercial lenders

Additional Resources:
Business Digital Banking Small Business Development Center
Develop a Business Plan Iowa State Small Business Development Center
Personal Financial Statement U.S. Small Business Administration

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