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Home Equity Line of Credit

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Fast Online Application. Quick Decisions. 

Apply Online or  Contact Us

First National Bank is running a spring HELOC special from April 1 through June 30, 2023! Want to learn more? Click below or view the flyer here.

HELOC Special

What is a HELOC? 

A home equity line of credit, or HELOC, is a line of credit secured by your home that gives you a revolving credit line to use for a variety of purposes, including home improvements, education, and the consolidation of high-interest credit card debt.

Imagine the possibilities! Ideas for Putting Your Home Equity Line of Credit to Work for You

As you repay your outstanding balance, the amount of available credit is replenished - similar to a credit card. So, you can borrow against it again if needed. You can borrow as little or as much as you need throughout your draw period... up to the credit limit you establish at closing. At the end of the draw period, the repayment period begins.  

Get Started

Apply online. If you're ready to apply for a home equity line of credit, click on the "Apply Now" button below to complete the quick application.

Alternatively, apply in-person. If you prefer, you can still stop by any of our bank locations, and we would be glad to assist you with your application. 

Contact us. Don't hesitate to contact one of our experienced home equity specialists featured below at any time before or during the application process. Or you can submit your inquiry using the "Contact Us" button.      

 Contact Us   

Apply Today!


Home Equity Line of Credit 

  • Variable-rate or fixed-rate financing.
  • Funds available when you need them.
  • Repayment based on amount of credit line outstanding.
  • Up to 90% combined loan-to-value financing available.
  • Interest may be tax deductible.
  • Easy access to your HELOC Funds (transfer via online or mobile banking to your checking account, stop by the bank to request a transfer, or call customer service and request a transfer).
  • Serves as overdraft protection.
  • Property insurance is required.

Apply Now

Visit with one of our home equity specialists.  



Jacki Foley
Direct: (515) 663-3085
Email: [email protected]
NMLS# 609249



Karen Tomlinson
Direct: (515) 777-7179
Email: [email protected]
NMLS# 2251201



Vicky K. Halvorsen
Direct: (641) 223-4217
Email: [email protected]
NMLS# 745275



Nicole Jacobson
Direct: (641) 223-4226
Email: [email protected]
NMLS# 999221

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