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Home Equity Line of Credit

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Fast Online Application. Quick Decisions. 

What is a HELOC? 

A home equity line of credit, or HELOC, is a line of credit secured by your home that gives you a revolving credit line to use for a variety of purposes, including home improvements, education, and the consolidation of high-interest credit card debt.

Imagine the possibilities! Ideas for Putting Your Home Equity Line of Credit to Work for You

As you repay your outstanding balance, the amount of available credit is replenished - similar to a credit card. So, you can borrow against it again if needed. You can borrow as little or as much as you need throughout your draw period... up to the credit limit you establish at closing. At the end of the draw period, the repayment period begins.  


HELOC PROMO

Get Started

Apply online. If you're ready to apply for a home equity line of credit, click on the "Apply Online" button above to complete the quick application.

Alternatively, apply in-person. If you prefer, you can still stop by any of our bank locations, and we would be glad to assist you with your application. 

Contact us. Don't hesitate to contact one of our experienced home equity specialists featured below at any time before or during the application process. Or you can submit your inquiry using the "Contact Us" button.      

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Apply Today!

HELOC

Home Equity Line of Credit 

  • Variable-rate or fixed-rate financing.
  • Funds available when you need them.
  • Repayment based on amount of credit line outstanding.
  • Up to 90% combined loan-to-value financing available.
  • Interest may be tax deductible.
  • Easy access to your HELOC Funds (transfer via online or mobile banking to your checking account, stop by the bank to request a transfer, or call customer service and request a transfer).
  • Serves as overdraft protection.
  • Property insurance is required.

Apply Now


Visit with one of our home equity specialists.  

Ames

Daniel Patterson

Daniel Patterson
Direct: (515) 232-5561
Email: info@FNB247.com
NMLS# 2533652

Ankeny

Karen Tomlinson

Karen Tomlinson
Direct: (515) 232-5561
Email: info@FNB247.com
NMLS# 2251201

West Des Moines

Jason Keigley

Jason Keigley
Direct: (515) 232-5561
Email: info@FNB247.com
NMLS# 2476378

Osceola

VickyH

Vicky K. Halvorsen
Direct: (641) 342-6581
Email: [email protected]
NMLS# 745275

Osceola

NicoleJ

Nicole Jacobson
Direct: (641) 342-6581
Email: [email protected]
NMLS# 999221

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