
Interest Rates
AUTO LOANS
For current auto loan rates, check out our Auto Loan Rates page.
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DEPOSIT ACCOUNTS
Effective: May 10, 2023
Certificates of Deposit* Learn More
ADD IT UP CD |
$100 Minimum |
$1,000 Minimum |
$15,000 Minimum |
$30,000 Minimum |
Term |
Interest Rate |
APY** |
Interest Rate |
APY** |
Interest Rate |
APY** |
Interest Rate |
APY** |
24 Months |
1.10% |
1.10% |
1.35% |
1.36% |
1.40% |
1.41% |
1.45% |
1.46% |
|
$1,000 Minimum |
$15,000 Minimum |
$30,000 Minimum |
Term |
Interest Rate |
APY** |
Interest Rate |
APY** |
Interest Rate |
APY** |
6 Months |
1.10% |
1.10% |
1.15% |
1.15% |
1.20% |
1.21% |
1 Year |
1.20% |
1.21% |
1.25% |
1.26% |
1.30% |
1.31% |
11/2 Years |
1.30% |
1.31% |
1.35% |
1.36% |
1.40% |
1.41% |
2 Years |
1.35% |
1.36% |
1.40% |
1.41% |
1.45% |
1.46% |
3 Years |
1.40% |
1.41% |
1.45% |
1.46% |
1.50% |
1.51% |
4 Years |
1.45% |
1.46% |
1.50% |
1.51% |
1.55% |
1.56% |
5 Years |
1.50% |
1.51% |
1.55% |
1.56% |
1.60% |
1.61% |
Term |
Minimum Deposit |
Interest Rate |
APY** |
3 Month CD |
$50,000 |
3.50% |
3.54% |
3 Month CD |
$100,000 |
3.75% |
3.80% |
3 Month CD |
$250,000 |
4.00% |
4.06% |
7 Month CD |
$10,000 |
4.15% |
4.22% |
7 Month CD |
$25,000 |
4.25% |
4.32% |
17 Month CD |
$10,000 |
3.25% |
3.29% |
17 Month CD |
$25,000 |
3.75% |
3.80% |
Individual Retirement Account (IRA) Savings Learn More
Minimum Deposit |
Interest Rate |
APY** |
$0.01-$24,999 |
1.75% |
1.76% |
$25,000-$99,999 |
1.85% |
1.86% |
$100,000 + |
2.00% |
2.02% |
**Each IRA depositor is insured to $250,000 by the Federal Deposit Insurance Corporation
Savings Accounts
Name |
Minimum |
Interest Rate |
APY** |
Savings (Standard Savings, Kids First Savings, and Celebration Savings)
|
$0.01+ |
0.15% |
0.15% |
Money Market Savings (Commercial & Consumer Accounts) |
$0.01-$24,999 |
0.55% |
0.55% |
|
$25,000-$99,999 |
0.70% |
0.70% |
|
$100,000-249,999 |
0.85% |
0.85% |
|
$250,000 + |
0.95% |
0.95% |
Checking Accounts
* Substantial penalty for early withdrawal of Certificates of Deposit.
**Annual Percentage Yields (APY) and rates may change after an account is opened
*** Rate disclosed for Interest Rewards is applied if account qualifications are met, including using your debit card 25 times per statement cycle to make purchases, and account is set up with one monthly direct deposit or automatic withdrawal.
Fees could reduce the earnings on interest bearing accounts.
Each Depositor insured to at least $250,000 by the Federal Deposit Insurance Corporation.