Mortgage & Refinancing Loans
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Competitive Rates. Expert Guidance. Personalized Service.
Your home means everything to you. Choose a home lending partner that understands. We help customers buy, build, and remodel houses every day, and we'd love the opportunity to earn your business. We're proud to provide flexible mortgage loan options and personal services to you... our neighbors and friends.
You can expect responsive, personal service from experienced lenders who will work with you, one-on-one, throughout the entire mortgage loan process. You can expect timely responses to questions and regular communication from your mortgage lender so you always feel informed. You can be confident your mortgage lender will do everything possible to make the mortgage process straightforward and smooth.
Financing Options
First National Bank offers a variety of personal real estate financing options. Please use the "Apply Now" link below to apply for either a traditional home mortgage loan; or want to refinance your existing home loan.
Visit these pages for information about or to apply for other real estate loan options:
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Get Into Your Dream Home
You can count on First National Bank for competitive mortgage interest rates and some of the lowest closing costs around. Contact one of our mortgage lenders today for 30-year, 15-year, and other current interest rates or to learn more about our mortgage process.
If you're ready to apply online, let's go.
Have questions? Call one of our mortgage lenders listed below or complete the Contact Us form.
Apply Online OR Contact Us
Information You Need to Know About the Mortgage Loan Process
What You Will Need for Your Mortgage Application
Print Application
Finish Completing a Loan Application OR Check Loan Status
Mortgage Loan Process
Sara Lehman Vice President, Mortgage Loan Officer, Ames
Direct: (515) 663-3089
Email: [email protected]
NMLS #: 609248 
Dona McMasters Mortgage Loan Officer, Ames
Direct: (515) 663-3090
Email: [email protected]
NMLS #: 591518 
Vicky K. HalvorsenSenior Vice President, Osceola
Direct: (641) 223-4217
Email: [email protected]
NMLS #: 745275 
Nicole JacobsonVice President & Loan Officer, Osceola
Direct: (641) 223-4226
Email: [email protected]
NMLS #: 999221
Additional Resources: