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Houses Move Fast...So Do We.

First-time homebuyer? Don't be nervous. We're here to help you through the process.

Since 1903, First National Bank has been helping Iowans just like you buy their first home. We understand that buying your first home can be exciting and overwhelming at the same time. That's why we offer the people, tools and resources to help you through every step of the home-buying journey. Whether you're just starting to save or got your eye on a home, we're ready to help.

A House is More Than a House, It's a Home


Apply Online   Finish Your App/Check Loan Status  Contact a Lender


Why First-Time Homebuyers Prefer First National Bank

There are a lot of mortgage lending institutions, even faceless out-of-state options. But with First National Bank, our knowledgeable and trusted mortgage bankers have your back. We look out for your best interests. And we know local real estate agents, builders, inspectors, and appraisers, which helps you close on your new home even quicker.


Easy

Quick & Easy Prequalification

Qualified buyers can quickly and easily get prequalified for a loan so they are ready to make an offer. 

Helpful

Personalized Service

Our lenders receive high marks for responding quickly, helping customers through every step of the process, and listening to their financial needs.

Loans

Suite of Loan Options

There is no one-size-fits all loan for homebuyers. We offer a suite of options with varying down payment and credit score requirements, as well as loan terms. 

Trust

Straightforwardness

Honesty, integrity, and someone you can trust defines the characteristics of our lenders who provide customers with straightforward professional advice. 


First-Time Homebuyers Educational Hub

First National Bank offers several free, online educational resources and tools to help you get off to a good start on the homebuying journey and determine your financial readiness. Learn more about evaluating when it's time to buy a home, getting started with the homebuying process, picking the best mortgage loan type to meet your financial needs, and navigating the closing process.   

FNBU

FNB U

Free, online financial education to help you get prepared to make your first home purchase.

Start Learning

Guide

First-Time Homebuyer's Guide

Step-by-step, everything you need to know and do before buying a house.  

FREE Download

Resources


We're Here to Help. Questions? Need Help With Your Application?

Sara

Sara Lehman

Vice President Mortgage Loan Officer, Ames
Ph. (515) 663-3089
NMLS #: 609248

Email Sara

Dona

Dona McMasters

Vice President Mortgage Loan Officer, Ames
Ph: (515) 663-3090
NMLS #: 591518

Email Dona



 

Vicki Halvorsen

Vicky K. Halvorsen

Senior Vice President, Osceola
Ph: (641) 223-4217
NMLS #: 745275

Email Vicky

Nicole Jacobson

Nicole Jacobson

Vice Pres. & Loan Officer, Osceola
Ph: (641) 223-4226
NMLS #: 999221

Email Nicole


You've Got Questions, We've Got Answers

Buying a home is one of the biggest financial decisions of your life. We want you to feel comfortable asking any questions that comes to mind throughout the loan process. Let's start with Buyers' Top 6 Questions. 

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