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FAST ONLINE APPLICATION. COMPETITIVE RATES. QUICK DECISIONS.

Buying a new vehicle is an exciting venture, regardless of whether it's new or new-to-you. There's the thrill of the test drive, finding a vehicle with all of the latest comforts and technology, and then locating a vehicle that doesn't break your budget. 

Is there anything that could make it an even better experience? Yes! There's nothing better than knowing your vehicle is being financed through a local, community bank with more than 100 years of lending experience and lenders that sincerely care about you. That's what you get when you finance your vehicle through First National Bank.


Get Started

See Current Interest Rates 

Apply online. If you're ready to apply for a loan, select the loan type below that fits your situation and click on the "Apply Now" button to complete the quick application.

Apply in-person. If you prefer, you can still stop by any of our bank locations; and we would be glad to assist you with your application. 

Prequalification. If you are just starting out on your vehicle-buying journey and want to know approximately how much you may be able to borrow, contact a lender using the "Contact Us" button.  

Contact us. Don't hesitate to contact us at any time before or during the loan application process. We're always happy to be of assistance.     

 Contact Us   


Vehicle Financing & Refinancing Loan Options

New vehicle loan

New or Newer Vehicle Loan

  • 2019 and newer model years.
  • Easy online application.
  • Fast credit decision.
  • Optional loan prequalification.
  • Fixed rate.
  • Special rate for qualified applicants.
  • Minimum 10% down payment.
  • See our competitive rates.

Apply Now

Used Vehicle Loan

Used Vehicle Loan

  • 2012-2018 model years.
  • Easy online application.
  • Fast credit decision.
  • Optional loan prequalification.
  • Fixed rate.
  • Special Rate for qualified applicants.
  • Minimum 20% down payment.
  • See our competitive rates.

Apply Now

Older Used Vehicle Loan

Older Used Vehicle Loan

  • 2011 and older model years.
  • Easy online application.
  • Fast credit decision.
  • Fixed rate.
  • Optional loan prequalification.
  • Minimum 30% down payment.
  • See our competitive rates.

Apply Now

New vehicle refinancing

New Vehicle Loan Refinance

  • 2019 and newer model years.
  • Easy online application.
  • Quick credit decision.
  • Fixed rate and loan term determined according to vehicle model, balance on existing loan, and applicant's creditworthiness. 
  • May be able to lower your monthly vehicle payment.

Apply Now

Older Vehicle Loan Refinance

Older Vehicle Loan Refinance

  • 2018 and older vehicles.
  • Easy online application.
  • Quick credit decision.
  • Fixed rate and loan term determined according to vehicle model, balance on existing loan, and applicant's creditworthiness. 
  • May be able to lower your monthly vehicle payment.

Apply Now

Vehicle loans are secured loans, using the vehicle you're buying as collateral. 

First National Bank does not provide financing for vehicles issued a "Salvage" or "Rebuilt" title. When a vehicle's title is classified as a "salvage" title, this means that the vehicle has either been severely damaged or totaled, and is considered unsafe for the roadway. A "rebuilt" title is issued to a vehicle that was previously assigned a salvage title, but was subsequently repaired and inspected by the state. Buyers should be cautious when purchasing a vehicle with a salvage or rebuilt title. 

First National Bank does not finance watercraft. 

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