First National Bank is a local, full-service bank, serving the Ames, Ankeny, Johnston, Murray, Osceola and West Des Moines communities from ten convenient locations. Stop by one of our branches and let us show you, What Banking Should Be.
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First National Bank began as the Ames Savings Bank in 1903, located at 216 Main Street. In 1913, the bank received a National Charter and began its dual operation as Ames National Bank and Ames Trust & Savings Bank. The bank moved into a new home at the southeast corner of Main and Kellogg in 1914.
In 1965, Ames Trust & Savings Bank converted from a State to a National Charter under its present name, First National Bank. Close on the heels of its change in name, First National opened their first branch banking facility in Ames in 1967. The new University Office, located in Campustown across the lake from the Memorial Union, was warmly received by the university community and has contributed significantly to First National's growth in the ensuing years.
On March 29, 1971, First National opened its doors in its present Main Branch located at 405 5th Street. Service to the community continued with the increase in real estate, installment and commercial loans and a Trust Department.
In 1979, a new, larger University Office was constructed just west of the previous location on Lincoln Way, improving the bank's services to Iowa State University and to West Ames.
The North Grand grocery branch relocated to Cub Foods in 1990 and a new North Grand Office opened at the corner of 24th and Grand in 1997. Bank services expanded to include: New Horizons, secondary market real estate loan services, and investment services for the community. As the bank services continued to grow, so did the bank itself, leading to the Main Office's renovation and expansion on multiple occasions during the last decade.
In 2007, the Ankeny Office opened its doors for business, bringing the total number of office locations to four. As First National Bank celebrates over a century of service and success, we'll continue our overwhelming commitment to Ames, Ankeny, the surrounding communities and to you.
In 2011, First National Bank introduced First Point Private Banking and Wealth Management Services, offering concierge banking and specialized financial planning at every stage of life.
In 2014, First National Bank purchased First Bank in West Des Moines. This purchase allowed First National Bank to expand its footprint to Central Iowa to better service its customers and provided a variety of new banking services to the customers of First Bank. As community, family-focused banks, the partnership provided an excellent fit for both organizations.
In 2015, First National Bank introduced Video Banking (Interactive Teller Machines) to the Ames community. Two kiosks were located at the Main Branch, one at the North Grand Branch and two at the West Ames Branch.
On October 26, 2015, First National Bank opened its new West Ames Office located at 3334 Lincoln Way. First National Bank worked with Roseland Mackey Harris Architects and Harold Pike Construction to develop a space to enhance the banking experience for current and future client needs.
In September 2018, First National Bank purchased Clarke County State Bank and celebrated the opening of three new locations; two in Osceola and one in Murray. This growth takes us to 10 locations including seven locations throughout Ames, Ankeny and the Des Moines Metro.
1956 - Sidewalk teller
1957 - Bank customer parking
1959 - Time and temperature clock
1962 - Drive-up teller
1974 - Automatic teller machine (ATM)
1976 - Iowa's first supermarket bank branch (at Randall's Food Store)
1987 - Drive-up ATM
1999 - Introduced Internet Banking
2015 - Introduced Video Banking (Interactive Teller Machine-ITM)
Board of Directors
Back Row (Left to Right):
Gary K. Lorenz - Mayor of Ankeny and a retired owner of Lorenz & Jones Marine Distributors
Philip A. Hodgin - RDG Planning & Design
Thomas H. Pohlman - Chairman of First National Bank
John P. Nelson - Executive Vice President of First National Bank
Scott T. Bauer - President of First National Bank
Front Row (Left to Right):
James R. Larson, II - Larson Development Corporation
John R. Linch - Executive Vice President and Chief Credit Officer of First National Bank
Betty A. Baudler Horras - Baudler Enterprises, Inc.
David W. Benson - Nyemaster Goode Attorneys and Counselors at Law
Lisa M. Eslinger - Iowa State University Foundation
Safe and Sound
First National Bank opened its doors for business in 1903 and has been serving and growing in the community ever since. We have weathered every economic downturn throughout the years and have always emerged stronger and more secure.
With First National Bank, you can be confident your deposits are safe and the organization is financially stable. The Bank is well-capitalized and always looking out for our customer's best interest. If you have any questions, you are always welcome to stop in to any location or feel free to call us. Click here for information concerning FDIC Insurance.
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Becoming a Shareholder
First National Bank, Ames, is the largest financial institution in Story County with over $829 million in total assets. Established in 1903, First National Bank is the lead bank of Ames National Corporation, a central Iowa bank holding company with affiliate banks in Nevada, Boone, Marshalltown, and Story City.
Ames National Corporation was established as a bank holding company on August 1, 1975, by the shareholders of First National Bank. The Corporation is the 6th largest Iowa-based commercial bank holding company operating in Iowa based on total deposits. Company assets are over $1.4 billion. Ames National Corporations stock is publically traded and is listed on the NASDAQ Capital Market under the symbol ATLO.
More information about Ames National Corporation is available at www.amesnational.com. If you are interested in becoming a shareholder, contact your financial advisor for more information.
Mission & Core Values
First National Bank is a local, full-service bank, serving the Ames, Ankeny, Johnston, Murray, Osceola and West Des Moines communities from ten convenient locations. You can count on us for local decisions, the latest products and services, and an experienced, knowledgeable staff serving our customers for over 115 years, we are personally invested in the community.
We are continually adding service after service to ensure you have everything you need right here, at your hometown bank.
Local. Personal. Accessible. Stop by First National Bank today and let us show you What Banking Should Be.
Mission: Deliver What Banking Should Be.
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