Skip to main content

News For Tag "credit report"

  • How Credit Inquiries Affect Your Credit Score

    posted on Tuesday, June 21, 2022

    When seeking a mortgage loan, one of the significant factors taken into consideration is your credit score. Some types of credit inquiries will negatively affect your credit score. Learn about the difference between "hard" and "Soft" credit inquiries.

    Read more

  • What is Private Mortgage Insurance?

    posted on Monday, June 13, 2022

    Private mortgage insurance, PMI, is a type of mortgage insurance that is required when you obtain a conventional loan and make a down payment of less than 20 percent of the home's purchase price. If you're refinancing with a conventional loan and your equity is less than 20 percent of the value of your home, PMI is also required.

    Read more

  • Certain Medical Debt to be Erased from Credit Reports

    posted on Friday, April 1, 2022

    The three major credit bureaus – Equifax, Experian, and TransUnion - have announced that starting July 1, 2022, certain types of medical debt will be removed from consumers' credit reports.

    Read more

Back to Top