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posted on Tuesday, June 21, 2022
When seeking a mortgage loan, one of the significant factors taken into consideration is your credit score. Some types of credit inquiries will negatively affect your credit score. Learn about the difference between "hard" and "Soft" credit inquiries.
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posted on Monday, June 13, 2022
Private mortgage insurance, PMI, is a type of mortgage insurance that is required when you obtain a conventional loan and make a down payment of less than 20 percent of the home's purchase price. If you're refinancing with a conventional loan and your equity is less than 20 percent of the value of your home, PMI is also required.
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posted on Friday, April 1, 2022
The three major credit bureaus – Equifax, Experian, and TransUnion - have announced that starting July 1, 2022, certain types of medical debt will be removed from consumers' credit reports.
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