Home Loan Program
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Buying a home may be more affordable than you think
If your annual household income is $73,000 or less, you may qualify for a home loan with:
- Low down payment options
- Lower interest rates
- Reduced fees
- Flexible loan terms
This special home loan program is available to qualifying households purchasing or improving eligible homes in the Osceola area. You do not have to be a first-time homebuyer to apply.
Contact a Lender
Is This Program Right for You?
This program may be a good fit if you:
- Have an annual household income of $73,000 or less
- Are buying or improving a home in Clarke County valued at $100,000 or less
- Want to lower your upfront borrowing costs
- Have wondered whether buying, refinancing, or improving a home is within your budget
Final eligibility depends on program requirements and standard lending qualifications.
Questions? Connect with Our Mortgage Team.
If this program sounds like it may be a good fit for your situation, the next step is a conversation with one of our mortgage lenders. Our team can answer your questions, explain the program requirements, and help you explore your home financing options.
Contact a Lender
Jeremy Evers
NMLS #2824615
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Vicky Halvorsen
NMLS #745275
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First National Bank is offering a closed-end home loan program for qualifying applicants. Income restrictions apply. Income limits based on area median income as published by HUD. Loan proceeds are limited to the purpose of purchasing, refinancing, or improving owner-occupied, single-family homes in Clarke County. Subject to credit approval, income eligibility, and program guidelines. Rates, terms, and program availability are subject to change without notice. NMLS #447068.