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Relationship Rewards Checking
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Discover a better way to bank—where REAL relationships meet REAL rewards!
At First National Bank, we’re committed to knowing our customers, supporting our community, and putting your needs first. With our Relationship Rewards Checking accounts, you can earn valuable rewards just for managing your everyday finances, all while enjoying personal service from people who truly care about your financial success.
We invite you to explore our account options below to see why our accounts are a better choice! Open one of our Relationship Checking accounts today to experience a better way to bank!
Interest Rewards
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An interest-bearing account that pays a higher interest rate for banking electronically.
- No minimum balance
- No monthly maintenance fee
- Earns interest on daily balances, interest paid monthly
- Interest Rewards "special" rate earned on balances up to $15,000 during each statement cycle when the following criteria is met:*
- One direct deposit OR one automatic withdrawal AND
- 25 settled debit card purchases per statement cycle
- Free online statements**
- Free debit card
*Balances over $15,000 will earn the Interest Rewards Market Rate. If electronic banking criteria is not met, the entire balance will earn the Interest Rewards Base Rate. **Paper statements available for $3/statement cycle.
Simple Cash Back
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A simple, worry-free account that rewards for debit card usage.
- No minimum balance
- No monthly fees
- Earn a $0.10 cash back reward with each settled debit card purchase*
- Free online statements**
*Up to $5 per statement cycle, per account **Paper statements available for $5/statement cycle
Premier
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A traditional interest-bearing account with tiered interest rates based on balance. This account also offers additional banking perks.
- No monthly maintenance fee if minimum daily balance of $2,500 or average daily balance of $5,000 is maintained*
- Earns interest on daily balances, interest paid monthly
- Free online or paper statements
- $10 discount on paper checks per order
- $100 discount on mortgage closing costs
- Preferred rates on CDs (.10% increase)
*If balance does not qualify, a $10 monthly maintenance fee will be assessed.
Current Rates
Contact Us
Apply for a Minor Checking Account
Iowa residents only. If you’re moving to Iowa, complete this form and we’ll help you open your account.