Positive Pay

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The easiest way to protect your business against check & ACH fraud.

When you issue a batch of checks through your accounting program, each check has a certain details -- the date, the amount, and the account on which the check is drawn.
Those records are exported from your accounting program, and imported to the Positive Pay system.
As those checks are deposited and clear your account, we compare the details of the check to the details you provided when it was issued.
If differences or discrepancies are found, the check is flagged, and placed in the Positive Pay "Exception" list for you to review.
You can then determine whether the check should be paid or rejected.

We create filters to allow only certain types of electronic transactions (known as "ACH transactions") to clear your account.
As ACH transactions clear you account, you are notified of unauthorized transactions, called "Exceptions".
These exceptions are place in a review queue which you can pay or reject.

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