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The easiest way to protect your business against check & ACH fraud.

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  • When you issue a batch of checks through your accounting program, each check has a certain details -- the date, the amount, and the account on which the check is drawn.
  • Those records are exported from your accounting program, and imported to the Positive Pay system.
  • As those checks are deposited and clear your account, we compare the details of the check to the details you provided when it was issued.
  • If differences or discrepancies are found, the check is flagged, and placed in the Positive Pay "Exception" list for you to review.
  • You can then determine whether the check should be paid or rejected.


  • We create filters to allow only certain types of electronic transactions (known as "ACH transactions") to clear your account.
  • As ACH transactions clear you account, you are notified of unauthorized transactions, called "Exceptions".
  • These exceptions are place in a review queue which you can pay or reject.
POSITIVE PAY a simple but powerful way to stop the most common types of check & ACH fraud.

Contact Us to learn more!


  • Click here to apply
  • Our Digital Services team will work with you to get you setup as quickly as possible.

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