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Promotional Offers

Explore our Special, Limited-Time Offers

First National Bank (FNB) periodically extends limited-time, special promotional offers to new and existing customers. Current offers are featured on this page. Please come back often to see new offers. Offers are subject to change without notice. 

Details regarding eligibility, qualifications, offer codes, restrictions or limits, timeframes, and additional terms and conditions are unique to each offer. See the linked promotional materials for complete details and disclosures.   

Please note that some offers are extended exclusively by one of FNB's branch locations and can only be redeemed at those locations. 


Home Equity Line of Credit Special

  • 6-month introductory rate as low as 5.30% APR and the bank will pay your loan processing fees up to $350.*
  • Approval rate and credit limit based on your creditworthiness and property value. 
  • Maximum amount of total loans with First National Bank, and others, including this request, may not exceed 90% of your property's value. 
  • Promotional offer is available to new applications submitted from March 1, 2024, through June 30, 2024.  
Get Full Promotional Details

Interest Rewards

Get $50* with a New Interest Rewards Account

For accounts opened at any First National Bank location or online

  • Earn 4.06% APY Interest Rewards on balances up to $15,000, with qualifying debit card and ACH transactions
  • Add card to digital wallet
  • Make purchases anywhere Mastercard is accepted
  • Tap. Insert. Swipe. Shop online or in-store.
  • Transfer funds. Bill Pay
  • Access to 55,000+ MoneyPass ATMs
  • Includes Interest Rewards checking, mobile and online banking
  • Also includes Card Management, Alerts, and Money Management tools 
Get Full Promotional Details

Moving Boxes

Valley Junction New Tenants/Homeowners Promo

For accounts opened at the Valley Junction branch, West Des Moines, Iowa

  • Welcome to Valley Junction and West Des Moines, Iowa. As a new resident, you are eligible for this special promotion. 
  • Open a new checking account at First National Bank's Valley Junction branch. 
  • Get a $100 direct deposit* into your new First National Bank checking account. 
  • To take advantage of this special offer, call 515-440-7165, email or visit our branch. 
Get Full Details & Disclosure Information

Refer a Friend

Refer a Friend

For accounts opened at any First National Bank location. 

First National Bank knows that when our customers are happy, they tell others. We want to thank you for choosing First National Bank and would like to encourage you to recommend our services to your friends and family through our “Refer-A-Friend” program.

If you are a current checking account customer at First National Bank, refer a friend to the bank and you will receive a deposit of $25 in your account for every new checking account that is opened based on your referral(s). In turn, the person you referred will also receive a $25 deposit in their new account.

It’s that simple and there is no maximum number of referrals you can make.  

Stop by one of our locations to learn more about the Refer-A-Friend program and thank you for recommending First National Bank!

Visit A Bank Location for More Details

Additional Disclosure: Offers that include a discounted amount off the closing costs apply to First National Bank's costs and fees only, and do not apply to any Third-Party costs or fees. 

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